Minimum Purchase Amount on Credit Card

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Callmedory
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Postby Callmedory » Wed Mar 11, 2015 8:22 pm

Smallest charge I’ve done is $2.99. I keep all receipts and check them off against the statement before shredding the unimportant ones.


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Vattené
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Postby Vattené » Wed Mar 11, 2015 10:53 pm

You're welcome. I prefer self-checkouts myself, and if it avoids you some social awkwardness all the better!

To answer your other question, I don't remember the exact amount but my smallest purchase was under $1. I bought a fountain soda at some grocery store as a separate credit card purchase. Who knows if the cashier gave it a second thought, but I made a point of separating it from my friend (who actually had a grocery purchase) after being treated rudely - I was hoping to cost them money on that transaction. I also purchased something like $.85 at Starbucks. I used the $5 certificate from Discover. I would have just handed over a cash dollar to cover the excess from the gift card I used, but I wanted to give Discover the swipe fee after the nice gesture.
-Vattené
FICO-8:
EX - 809 (11/16) | TU - 803 (11/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

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CarefulBuilder14
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Postby CarefulBuilder14 » Wed Mar 11, 2015 11:14 pm

I haven't done self-checkout with multiple cards since a store clerk thought I was shoplifting.

I keep cards active by buying $1 Amazon gift cards and emailing them to myself.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

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Vattené
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Postby Vattené » Wed Mar 11, 2015 11:19 pm

I use multiple cards at self-checkouts all the time and haven't had any trouble to date. I do worry they'll think I am up to something if they see me putting bags into the cart and paying while unbagged, unscanned items are still in there. Still, though, no confrontations yet (but for all I know they are watching me like a hawk on their clerk's station and I just can't tell).
-Vattené
FICO-8:
EX - 809 (11/16) | TU - 803 (11/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

cardcustomerservice
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Postby cardcustomerservice » Thu Mar 12, 2015 8:28 am

I hardly ever use my Best Buy card, but will probably go in and buy candy or guitar strings every six months or so.
Customer Service Rep for a card company

Chase Slate - $8000
Chase Freedom - $5000
Hyatt Rewards (Chase) - $2000
Citi Double Cash - $1000
UPromise Mastercard (Barclay) - $1400
Best Buy Credit Card (Citi)- $1000
Kohls Credit Card (CapOne) -$500
Target RedCard (TD Bank) -$1200
Walmart Credit Card (Synchrony) - $1000
Home Design Card (Synchrony) -$2000

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CarefulBuilder14
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Postby CarefulBuilder14 » Thu Mar 12, 2015 6:41 pm

cardcustomerservice wrote:I hardly ever use my Best Buy card, but will probably go in and buy candy or guitar strings every six months or so.


That comment inspired me to go through my spending. Between fine chocolatiers and an estimate of chocolate from grocery stores, I probably spent about $950-$1000 on the stuff in 2014. A lot of it was for gifts and parties, but part of it was definitely hedonistic gluttony. :D

So I could use a card that gave special financing on candy. I am a bit of a chocolate snob, though, and would probably turn my nose up at any candy found in a Best Buy...some of the time. :ppp
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

cardcustomerservice
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Postby cardcustomerservice » Fri Mar 13, 2015 1:42 pm

CarefulBuilder14 wrote:That comment inspired me to go through my spending. Between fine chocolatiers and an estimate of chocolate from grocery stores, I probably spent about $950-$1000 on the stuff in 2014. A lot of it was for gifts and parties, but part of it was definitely hedonistic gluttony. :D

So I could use a card that gave special financing on candy. I am a bit of a chocolate snob, though, and would probably turn my nose up at any candy found in a Best Buy...some of the time. :ppp


Haha! That is a great post. Yes, no interest for 6 or 12 months if paid in full on CANDY! Hey, as long as the total on the receipt is over the purchase amount required for the financing, doesn't matter at all!
Customer Service Rep for a card company

Chase Slate - $8000
Chase Freedom - $5000
Hyatt Rewards (Chase) - $2000
Citi Double Cash - $1000
UPromise Mastercard (Barclay) - $1400
Best Buy Credit Card (Citi)- $1000
Kohls Credit Card (CapOne) -$500
Target RedCard (TD Bank) -$1200
Walmart Credit Card (Synchrony) - $1000
Home Design Card (Synchrony) -$2000



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