CarefulBuilder14 wrote:The OP (who has since vanished) said it was a Venture, and the Venture has a $59 AF after the first year, according to the CO website.
I don't expect CO would waive the fee in future years, or even waive it for the first year on the second card.
Good catch. I made the incorrect assumption that if there was an AF, the OP would have mentioned it. Every person's needs are different. And while a card can have an AF, the value of the card can outweigh the AF. In my situation, I've just never applied for a card with an AF.
Of course, in his case, since he "wanted" the Venture card, he could ask CapOne if they'd consider making the 2nd card a VentureOne Rewards card with no AF (or a no-AF Quicksilver card) - if it suited his situation. To me, it would be a shame to waste an approval. But, that's just me.