Poor babies.

For just about anything you want to get off your chest about credit cards.
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rhipsher
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Poor babies.

Postby rhipsher » Wed Feb 25, 2015 9:15 pm

MyFico alerted me that my credit score had dropped 5 points because of no card utilization. I have zero balances and haven't used any of them in 5 months so they are starting to get butt hurt. :D I do need a new dishwasher though so what the hell right? :cool:


ingramjuan
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Postby ingramjuan » Wed Feb 25, 2015 11:48 pm

Prevented the same problem, and put $10 on all 3 cards that have been sitting around.
CARDS:
Capital One Platinum (2001) |Capital One QuickSilver World (2002) | Amex Gold Delta (2013) | Best Buy Visa (2013) |Discover It (2015) | Amex Platinum (2015)

Gardening Since: June, 2015

Next Cards:
Personal: Chase Freedom Unlimited
Business: Amex Plum
Store Card: Lowes

takeshi
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Postby takeshi » Thu Feb 26, 2015 9:22 am

rhipsher wrote:I have zero balances and haven't used any of them in 5 months so they are starting to get butt hurt.

Has nothing to do with butt hurt. There is a hit for having all balances report at zero. 5 points really isn't much though.



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