otter wrote:There is secret way to get credit limit increase on chase marriott you simply call up 800 number on back of card and when you get to customer service tell them "bears and turtles are best!" and they will double your limit and send you gold plated card instead of stainless steel version you will be upgraded to super duper platinum marriott membership which means you can stay in penthouse at marriott for free anytime you can even smoke cigarettes in the room without standard $500 marriott penalty
Uh-huh (snicker). I heard that you had to call the toll-free number and tell them, "Citibank sucks!"
Deviating from the specific topic, I should mention that I'm one of those evil cigarette smokers. And wherever I've gone, I've always found hotels/motels with "smoking rooms" available. Yet, whenever I post a review to either Yelp or TripAdvisor, I always see posts from non-smokers ... whining about the smell of cigarettes. And when I leave a review, I always post a retort to these complaints.
Nowadays, it's "easy" to find a hotel/motel that is designated as 100% smoke-free. And I always ask these complaining non-smokers why in the heck they didn't book themselves into one of those hotel/motels. Really. A non-smoker who books into a hotel/motel with smoking rooms - and then complains about the smell of cigarette smoke - is like a person with a fear of reptiles booking into a hotel/motel that allows guests to have pet alligators - and later, complains about the alligators.
Getting back on topic, I applied for a Chase "Amazon.com" VISA about a year ago. At the time, they approved a $1,700 CL. But then, right around the Christmas season, I went to my online Chase account and noticed the CL bumped up to $2,700 (and no, I didn't ask for it). I got no notice from Chase either by mail or email. But "yesterday," they sent me a "Congratulations" email about the bump ... over 2 months after the bump. Go figure.
However, since most of my cards are between 1-2 years old, many with an online clickable link to request a CL increase, I decided to ask. Every request I made was approved. My Chevron/Texaco gas credit card was bumped from $800 to $1,450. My Citibank Platinum Rewards MasterCard was bumped from $3,500 to $4,800. My Discover IT card was bumped from $750 to $1,250. My Walmart MasterCard was bumped from $800 to (phew) $3,300. And my credit union's VISA card was doubled - $1,000 to $2,000.
Generally speaking, though, I think that the best time to ask for a CL increase is after you've received an increase in income. My income "did" increase from last year ... but only by a very small amount (1.7%).