Chase Credit card

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babybear9925
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Chase Credit card

Postby babybear9925 » Wed Feb 25, 2015 12:43 pm

i was Approve Chase Marriott Visa Card with 7000 back in Dec how soon can i ask about getting a credit line Increase


popamode72
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Postby popamode72 » Wed Feb 25, 2015 12:48 pm

babybear9925 wrote:i was Approve Chase Marriott Visa Card with 7000 back in Dec how soon can i ask about getting a credit line Increase


I could barely read your comment but if you're being legit, you either wait for an auto CLI, send them for a SM and take a HP for it, or app for another Chase card in a few months and move part the limit over.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

babybear9925
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Postby babybear9925 » Wed Feb 25, 2015 1:52 pm

Thanks for the advice i was at work and Typing in a rush sorry for the miss understanding :)

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lobbythis
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Postby lobbythis » Wed Feb 25, 2015 2:56 pm

Oh my God...it lives.

popamode72
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Postby popamode72 » Wed Feb 25, 2015 4:32 pm

lobbythis wrote:Oh my God...it lives.


Definitely. :/
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

takeshi
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Postby takeshi » Thu Feb 26, 2015 9:24 am

babybear9925 wrote:how soon can i ask about getting a credit line Increase

It's not really a matter of how soon but whether or not you qualify. Some ask upon approval. You can ask anytime but expect a hard pull.

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otter
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Postby otter » Thu Feb 26, 2015 8:45 pm

babybear9925 wrote:i was Approve Chase Marriott Visa Card with 7000 back in Dec how soon can i ask about getting a credit line Increase


There is secret way to get credit limit increase on chase marriott you simply call up 800 number on back of card and when you get to customer service tell them "bears and turtles are best!" and they will double your limit and send you gold plated card instead of stainless steel version you will be upgraded to super duper platinum marriott membership which means you can stay in penthouse at marriott for free anytime you can even smoke cigarettes in the room without standard $500 marriott penalty
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

LessIsMore
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Postby LessIsMore » Fri Feb 27, 2015 12:18 am

otter wrote:There is secret way to get credit limit increase on chase marriott you simply call up 800 number on back of card and when you get to customer service tell them "bears and turtles are best!" and they will double your limit and send you gold plated card instead of stainless steel version you will be upgraded to super duper platinum marriott membership which means you can stay in penthouse at marriott for free anytime you can even smoke cigarettes in the room without standard $500 marriott penalty


Uh-huh (snicker). I heard that you had to call the toll-free number and tell them, "Citibank sucks!"

Deviating from the specific topic, I should mention that I'm one of those evil cigarette smokers. And wherever I've gone, I've always found hotels/motels with "smoking rooms" available. Yet, whenever I post a review to either Yelp or TripAdvisor, I always see posts from non-smokers ... whining about the smell of cigarettes. And when I leave a review, I always post a retort to these complaints.

Nowadays, it's "easy" to find a hotel/motel that is designated as 100% smoke-free. And I always ask these complaining non-smokers why in the heck they didn't book themselves into one of those hotel/motels. Really. A non-smoker who books into a hotel/motel with smoking rooms - and then complains about the smell of cigarette smoke - is like a person with a fear of reptiles booking into a hotel/motel that allows guests to have pet alligators - and later, complains about the alligators.

Getting back on topic, I applied for a Chase "Amazon.com" VISA about a year ago. At the time, they approved a $1,700 CL. But then, right around the Christmas season, I went to my online Chase account and noticed the CL bumped up to $2,700 (and no, I didn't ask for it). I got no notice from Chase either by mail or email. But "yesterday," they sent me a "Congratulations" email about the bump ... over 2 months after the bump. Go figure.

However, since most of my cards are between 1-2 years old, many with an online clickable link to request a CL increase, I decided to ask. Every request I made was approved. My Chevron/Texaco gas credit card was bumped from $800 to $1,450. My Citibank Platinum Rewards MasterCard was bumped from $3,500 to $4,800. My Discover IT card was bumped from $750 to $1,250. My Walmart MasterCard was bumped from $800 to (phew) $3,300. And my credit union's VISA card was doubled - $1,000 to $2,000.

Generally speaking, though, I think that the best time to ask for a CL increase is after you've received an increase in income. My income "did" increase from last year ... but only by a very small amount (1.7%).
"People with a clever plan can assume the role of the mighty."
Paul Kantner



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