This is my first post here! So this is my plan: In September 2014 my CRs were basically a blank sheet of paper, I responded to a Discover IT card mailer (thank you Discover!:cheers
and recieved a 500 CL Discover IT card, always pay on time. In April 2015 I plan to apply for the BofA secured card ($1,300-1800 CL) and keep util at 0-9% and always PIF. In April 2016 the BofA should
graduate and maybe auto CLI? At that time I would have had BofA for 1 year and Discover IT for 18 months. That's when I will apply for my third card, the Amex Every Day card, which from my research seems as easy to get as a Delta Gold? Do you guys/gals think an Amex ED is feasible with such short history? (Assume perfect payment history and util <9%) Or is the Green/Gold the only one I will be able to get at that time?
PS, I resisted the tempation to apply for more cards after I got my Discover IT card. So at 18 months I will only have two inquiries, the original Sept 2014 Discover one and April 2015 BofA inquiry. I also plan to online SP CLI Discover throughout 2015.