Question on pre-paid VISA

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lobbythis
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Postby lobbythis » Wed Feb 25, 2015 12:44 am

flan wrote:The number space of prepaid cards is distinct, and the merchant can detect it and disallow it.

Also, if your bank charges you to replace a card due to fraud, get a new bank....


Wow, I totally overlooked that first part of recurring. Prepaid cards are blocked from anyone attempting to apply recurring payments. It even says this in their TOS and I have personally tried it and kept having the card blocked.

All depends how the merchant sets it up, but if it's recurring, it will definitely be blocked. Services like I mentioned with BoA should work though since it still shows as a normal credit card.


LessIsMore
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Postby LessIsMore » Wed Feb 25, 2015 8:06 am

Vattené wrote:Absolutely, it isn't being cynical/paranoid to acknowledge that some companies will try to pull stunts like that. Some people just don't find it worthwhile to chase after a few dollars when it's made too much of a hassle.


Exactly.

flan wrote:The number space of prepaid cards is distinct, and the merchant can detect it and disallow it.


Then, let them (grin) if it's disallowed at the time they try to charge it. If they won't even allow me to change my card info to a prepaid card, then I'd probably use a real CC number (with an erroneous expire date). It worked with Vonage (grin). But even if their system is wise to that ploy, I can always pay the $5 to just replace the card/number.

flan wrote:Also, if your bank charges you to replace a card due to fraud, get a new bank....


That's a good point. In my case, I didn't want to make a Federal case out of one charge to PBS. I just wanted it to be the "last" charge to PBS. It only cost me $5 to replace the card/number.
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