- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
What exactly is the appeal of hidden TLs?
In my limited understanding, the appeal is that you can keep a high balance on a card without it affecting your reported utilization. Also, if others lenders might be spooked about the amount of available credit you already have (relative to income), then those lenders don't see the account.
On the other hand, though, you don't get the good history to report to other lenders.
Or is there more to it?
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech