takeshi wrote:Not sure what we can offer. We know as much as you do. AmEx and Costco have not officially announced what they will be doing with the TrueEarnings accounts. It's your call if you want to get another card now and we can't make recommendations on what to go for without knowing what you're specifically looking for.
Fair enough. I apologize for not being more specific. I'm just concerned about losing nearly half my utility, and I wanted to know if I need to do something about it now or not. As you said though, nothing has been officially announced about what will happen to the TrueEarnings accounts. If I were to get another card now I think it would be the AmEx Blue Cash Everyday or the Chase Freedom. I'm interested in no annual fee and rewards on the limited spending a graduate student would typically do (gas, groceries, restaurants). The rewards of Chase Freedom seem to complement my Discover It well (as in I'd get 5% back on gas two different quarters in a year), but I do like the American Express card I currently have and the Blue Cash Everyday gives similar rewards. Looking forward I can also see getting whatever new credit card Costco ends up partnering with (spring 2016) and potentially the Amazon Visa card if I make a large purchase (maybe end of 2015) that I want to finance.
Really my goal is to build credit while I finish a PhD program, and I have approximately 3 years left. That's why I said it probably doesn't matter. I could probably get both cards and my credit would be fine by the time I need it for something.
Again, I apologize for the ambiguity. I wasn't quite as awake as I should have been.