p51 wrote:This is good info. Since getting my credit back to a decent rating, i've been very diligent in monitoring my usage. I will keep building my credit the right way.
I've only been rejected for the Simply Cash, which i applied for after getting approved for 3 cards the month before. I won't be submitting any new apps until this summer (at the earliest). I want the biz card so that I can separate funds. I don't know if it was a HP or not since I already have a card with AMEX and it was a denial.
I would be curious to know if it was an HP or not for the data point. I'm wondering if the Amex SP policy applies across different categories of accounts (personal vs business). This doesn't affect me directly but would be good to know for others I'm sure.
As to pursuing a CLI with chase, if you were denied for credit because of too many inquiries then that HP from chase for the CLI won't help you much. Just a thought.