- Platinum Member
- Posts: 94
- Joined: Thu Feb 06, 2014 11:01 am
- Location: TX
CreditKarma is a little more accurate now than it used to be. Someone correct me if I'm wrong, but AmEx typically uses Experian for new application credit checks. CreditKarma shows TransUnion- and Equifax-based scores now. As can be seen in my signature, my EX score is somewhat lower than the other two. CreditKarma shows a little lower than my actual FICO scores from myFICO.
With all that said, you may be close as far as credit scores. I was going to say my scores were right around 700-ish when I applied for and was approved for a Gold Skymiles card. On the other hand, I already had another AmEx card for a year prior (my well-used Blue Cash Preferred), so that might skew my application results based on personal history with the company.
You might try to reapply when you are actually purchasing a ticket on Delta. That's when I applied for mine. Not sure if that improves your chances or not.
AmEx - Platinum (NPSL) , Blue Cash Preferred ($19,000), Gold Delta Skymiles ($8,500)
Chase - Sapphire Preferred ($14,000), Disney ($11,500), Amazon.com ($9,000), Freedom ($8,000)
CapOne - QuickSilver ($7,250) / Platinum Rewards ($7,250)