TrevorEugene wrote:Hey everyone, thank you for all the replies. It was my mistake on not clarifying exactly what my credit history was. I'm not the most experienced when it comes down to what can, and cant, effect your credit... so some of these listed may not be doing anything for me.
I've had a school loan since 2010 that I am still currently paying off.
I had a Regions Ready Advance loan on and off for about 2 years.
Electric and internet (idk if these bills really help or not?)
So my credit history is still fairly new, but not a complete fresh start when it came to this Discover card. I will look at the terms when I get home to see exactly what my details are pertaining to the 0%
Does that info help determine what would be a good fit or not?
The bills you pay aren't reported to credit bureaus and don't affect your credit unless you've had some kind of really late payment or have something from them you never paid off. If that were the case, you'd have a derog from that on your report which you don't seem to have. Just keep doing what you're doing there and you shouldn't have a problem.
I think the loan history might be able to help you but I'm not exactly sure as to what effects it can have when trying to get more revolving lines of credit.