- Centurion Member
- Posts: 4059
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Actually, since your balances are pretty high, it should be worth it to get a balance transfer card - something that will give you 0% for 12 or 18 months. Even if you have to pay a transfer fee, it will save you from paying a lot in interest. It sounds like the bonus and refund won't be in your hand for a while, and those interest rates are awful.
Chase Slate is the best major card for balance transfers, but you can't move the Freedom's balance onto it. Maybe Discover?
Getting an employer 401(k) match is still your best option, though.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech