- Centurion Member
- Posts: 4125
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Do you have cards other than the two Amex ones?
Since so many cards offer FICOs now, I'd just look for a card with no annual fee that you find useful for rewards now and then. Discover is a good one for the 5% categories. Or, if you don't want the hassle of tracking another card, you could just wait until you get an EX FICO from Amex.
Amex has been giving me my EX FICO since early Nov. 2014, updating irregularly every two to four weeks. Discover TU updates are once a month, like clockwork. Barclaycard's TU updates are irregular but it appears they can be triggered by credit activity. Two of the four TU updates I've gotten from Barclaycard have been within 48 hours of opening my two most recent cards. My CSP app didn't even have a TU pull, so I guess Barclaycard is getting alerts or soft-pulling from EX.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH