- Centurion Member
- Posts: 388
- Joined: Thu Nov 21, 2013 1:13 pm
- Location: United States
Well, 6% obviously beats 5%.
The question to ask is whether saving 5% at time of purchase is better for you than waiting to get 6% back as a statement credit. For people that live with a strict monthly budget, saving 5% is probably better than waiting for 6%.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).