BCE to EveryDay

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BCE to EveryDay

Postby jojo » Sat Jan 17, 2015 11:36 pm

I called Amex today to PC from BCE to EveryDay. The rep told me that my BCE wasn't eligible for a conversion to EveryDay and I had to apply for a new EveryDay account. I didn't mind the HP because I haven't had one in two years and I'm looking forward to the bonus points and Amazon Prime membership.

I thought this was odd because my Amex has been converted many times over the years from Platinum to Blue to BCE and my account is in good standing. Any thoughts on this?

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Postby CarefulBuilder14 » Sun Jan 18, 2015 10:44 am

I think the oddest thing about this is that you were able to convert a charge card (Platinum) into a credit card (Blue). I had thought that was the one move completely disallowed by PC rules (along with turning a credit card into a charge card).

I guess a lot just depends on which CSR you get, or how flexible Amex is willing to be for you.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
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Limited value, might close: Arrival

Might add: First Tech, proper business card

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Postby augiedog » Sun Jan 18, 2015 3:32 pm

Why do you want the ED over the BCE? Blue Cash Everyday has higher reward rates.
American Express: Blue Cash Everyday (10k), Everyday, ; Discover It (7.3k) ; Target (2.1k)

Citi: Diamond (2k) ; Bank of America: Cash Rewards (2.6k) ; Capital One: Quicksilver (3k) , Sony ; Chase: Freedom (3.7k), Slate (3k), (Amazon) ; Barclay Ring ; Synchrony: Walmart MC, Amazon, Ebates

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Postby Battery111 » Sun Jan 18, 2015 4:05 pm

augiedog wrote:Why do you want the ED over the BCE? Blue Cash Everyday has higher reward rates.

That's subjective depending on the amount of value you get with MR points. But perhaps he just prefers points to cash back.

He mentions the reasons being sign up bonus and Amazon prime membership. Here's the issue. Even if Amex DOES let you PC (which I don't believe they will since one is a cash back card and one is an MR card), it's very unlikely you would get the sign up bonuses offered for new accounts.

Also if you do choose to apply and open up a new account ensure you read the offer carefully. I referred a friend of mine to the EDP and the offer appeared identical to the one on their website with the added bonus of me getting some points for the referral. Unfortunately we came to find out that this offer did not include the free year of prime.
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