TheSwarm wrote:I think 3 is the right number for me, but I currently have 4 just because I like having a relationship with AMEX.
Sallie Mae + Arrival+ cover everything for me but Chase Freedom sometimes makes it into my wallet for certain 5% categories.
AMEX BCE sits in the sock drawer.
I do like to churn cards for signup bonuses though. 2014 I churned a CSP and a PRG. Planning on churning an AAdvantage Platinum and a Hyatt this year to hopefully get 50k American miles and the 2 free nights at a Hyatt.
I got the Hyatt card and purchased the required $1000 and within a week or two or even less, my Hyatt rewards account was updated with my two nights!
I also did this with the Marriott rewards one from Chase and got one night free. The Marriott has a category restriction on how nice of a location you can book with the free night that is on the lower end, but the Hyatt, you can use the nights at ANY location or resort!
They have annual fees after the first year though so remember to close it down before they bill if you don't want to keep it.