- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
Babushka wrote:Hey everyone I'm new to this website. I recently applied to a Bank of America credit card and was approved for only 800. But both of my previous credit cards that I was approved for gave me a higher limit. I have never maxed out either of my cards and I always pay more than The minimum. Why would I get such a low credit line compared to my other cards? I am fairly new to credit cards. My oldest card is only 3 years.
Don't worry. They started me out with 900 initially but gave me really good APR terms and an intro offer. You can go for a credit line increase on the card in a few months and I highly recommend calling one of their credit analysts directly so they can do that for you rather than having to deal with the automated system online. They have more power to raise the limit than the computer can because they are looking at everything manually. That's how I was able to go from $2k to $3k on my card with them though it did require a TU HP.
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