solomon wrote:How do you get the Citi Forward without converting?
Apply before 2014. Citi axed 5 TYpts for new Forward applications at some time late 2013, though it may still be possible to get 5 point version at some branches. At around mid March 2014, they no longer accept new applications online, though it may still be possible to get it in branch until a while after that.
My Citi Forward was got in October 2012 and now it still has the 5 TYpts for dining and others. It's my go-to card for restaurants, apparently. Most of the time I bring this card when I go out, while only bringing one another card selected from my three other cards. Obviously it was my favorite card at the time I only have one card. It also has no foreign transaction fee (different from the general version), so it solves a lot of problem when traveling abroad, as I don't have to exchange cash and lose on the currency conversion rate.
I have used some points on Amazon at 0.8 cent per point, and now have 34k points remaining. Now I am more interested in Chase Ultimate Rewards, as one point worth at least 1 cent, unlike Citi ThankYou Rewards. However, had I got a ThankYou Premier card, the Forward would definitely be back to the most shiny card I have.