jumbogirl wrote:[color="red"]Backdating? Does that mean if I open another American Express card the "account opened date" would be the same as my first amex card, which is 2003? [/color][color="deepskyblue"]But why isn't my BoA Accolades backdating since it's also an Amex card ...
Annual fee <=500 preferably ... looking for travel benefits and shopping benefits as well, though I have no preference on having lounge access or not, therefore I'm planning to downgrade to platinum to save the annual fee expense, relatively bad investment.
Thanks very much for your precious time!
[color="red"]Yes. Backdating or MSD will be from the earliest card that AMEX issued, for which they have a record.[/color]
[color="deepskyblue"]Bank of America Accolades card is not an AMEX card. It is a BofA card that runs thru the AMEX network. More than a few issuers do that...Wells Fargo, for example, with their Propel cards. Since the cards are not ISSUED by AMEX, then the backdating/MSD doesn't apply[/color].