Which card to get for travel?

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Which card to get for travel?

Postby xewkija6 » Sun Dec 28, 2014 4:18 pm

I'm looking for a credit card that would be maily used for travel, including cruises, hotels and airline travel (mostly europe)

I usually fly with virgin atlantic, and the crusises vary from more local to european cruises. Hotels are the same, mainly stay in hotles near NYC or abroad. What are my best options to look at?

Thank You

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Postby takeshi » Mon Dec 29, 2014 8:38 am

Requirements are really vague. When you say "used for travel" do you mean that the purchases will mostly be travel or that you will redeem rewards for travel? Or both? How much volume are you talking about?

For redemptions, if card earns miles/points you need to ensure that you can redeem with the companies that you intend to use. If you don't tend to use the same companies then you probably don't want a card that locks you in with certain companies and may want a more general travel card or even a cash back card.

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Postby boosnark » Wed Dec 31, 2014 7:58 pm

My three simple criteria would be: a card that has no foreign transaction fees; some sort of earning potential (points/miles or cash back); and maximum acceptance (Visa or MasterCard). Something like the Chase Sapphire Preferred, for instance. Or get a full fledge Travel Rewards card if lounge access, waiver on car insurance, etc are important to you. These normally come with a hefty annual fee, though.

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Postby CarefulBuilder14 » Fri Jan 02, 2015 9:29 pm

I'd need specific spending estimates to give any detailed advice about cards with annual fees. A CSP will give you rewards on many categories of travel (not just flights and hotel stays) and could well be worth it. As fairly few people cook for themselves when traveling, the CSP dining bonus category should be useful.

Also, you might get a no-FTF, no-AF, moderate-rewards Chip+PIN card to use in some kiosks. Arrival is a suitable one, and many credit unions offer similar cards.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

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