popamode72 wrote:I think you have enough credit there to the point where your utilization won't be affected too much. Also charge cards aren't factored into utilization for the FICO score. I'm sure you can also get something way better than that Cap One card in the future. You'e already have a solid line up of a cards so far.
Will the fact that all three cards are new (about 1 month old ) hurt me at all? I'd LOVE to close the Cap One & get my $1400 back.