- Centurion Member
- Posts: 208
- Joined: Wed Feb 19, 2014 10:05 pm
- Location: TX
I always PIF, no exceptions. It helps me keep my spending in check during the holidays, otherwise, it's just too easy to go overboard.
My biggest holiday expense is travel, and once that's paid for, I sit down and go, "OK, so I spent $300 to get home, and I have X amount in the bank account, so if I want to PIF, I only have X amount to spend on gifts and entertaining." I've had to get creative some years and give a lot of people cookies, but I make it work. I don't have kids/grandkids, so I probably have it easier than other people, though.
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