Discover it account suddenly removed from TransUnion report?

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Discover it account suddenly removed from TransUnion report?

Postby xstayfrosty » Wed Dec 17, 2014 6:07 am

Hey guys,

I have 4 total credit accounts, fairly young. A chase credit card (since jan 2014), discover IT credit card (since feb 2014), and 2 chrysler capital auto loans since March of 2014.

Something strange happened today. I opened up credit karma to review my weekly credit score & report, and my score dropped 27 points.The alert was: Your Discover account has been removed.


So I make sure it's not just a credit karma issue, and log on to to see the actual report. Yup, my discover it credit card doesn't even appear on there anymore. Seriously, like it never existed.. lol. Dropped my on time payments from 19 to 11. I try to go to the dispute center, but like I said, it's like my discover card was never there, when it was clearly showing on my reports for a while.

Equifax and experian however, shows my discover account to be open an active. Heck, I even MADE A PAYMENT OVER THE WEEKEND FOR THIS CARD LOL.

Any ideas why this might happen? Do I call Discover or transunion to solve this issue? Because their online dispute center is useless to me at this point.

Note that it got removed, not canceled. Doesnt even show up as a closed account. :/


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Postby darkguy2 » Wed Dec 17, 2014 10:42 am

I would call Discover first and see if they can find out what happened and try to fix it. They will be easier to work with than talking to the CBs. If they cannot help then you have to bite the bullet and call in the three CBs. That is strange that that happened.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

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Postby Carmy3 » Wed Dec 17, 2014 10:46 am

Discover stopped reporting my card to transunion. I went online and did a dispute with transunion and I called Discover to tell them to send my report to transunion. And they fixed it in 2 weeks.
capital one quicksilver-10k(everyday), discover it-8k(rotating categories),
american express blue cash everyday-7k(groceries, gas, department stores),
chase freedom-4.8k(rotating categories), citi thank you preferred visa-3.2k(dining)

put away
military star mastercard-10k, usaa visa-9k,
usaa world mastercard-8.5k, military star-4.7k

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