What was the first card to give you a $10,000+ credit limit?

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Carmy3
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Postby Carmy3 » Wed Dec 17, 2014 10:58 am

yesterday capital one quicksilver cash rewards card gave me 10k
wallet
capital one quicksilver-10k(everyday), discover it-8k(rotating categories),
american express blue cash everyday-7k(groceries, gas, department stores),
chase freedom-4.8k(rotating categories), citi thank you preferred visa-3.2k(dining)

put away
military star mastercard-10k, usaa visa-9k,
usaa world mastercard-8.5k, military star-4.7k


takeshi
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Postby takeshi » Wed Dec 17, 2014 1:42 pm

kcm7 wrote:I know that nothing is guaranteed, so this is more of a curiosity thing than an advice thing ... but what was the first card to give you a credit limit over $10k? And what was your credit picture like at the time?

United MileagePlus Explorer. Had just reached the end of my credit cleanup and dropped utilization from well over 60% to way under 10%. Everything else was clean. Most cards since then have been over 10K.

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jumbo
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Postby jumbo » Thu Dec 18, 2014 10:19 am

Amex Delta Gold gave me 11K at first. At the time my other high limits were, 6K in Freedom and 7K in Discover.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

popamode72
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Postby popamode72 » Thu Dec 18, 2014 11:18 am

Technically I have over 10K of credit from Chase alone so perhaps in the future, consolidation might be an option for me to get closer to having a 10K limit card. For now though I'm just gonna leave everything alone.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

oldsoldier
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Postby oldsoldier » Thu Dec 18, 2014 12:42 pm

Wow! Never really thought about the 10K club before but since you asked I hope to join sometime in 2015.
BoA Cash Rewards $13,000
Chase Sapphire Preferred $14,000
BoA Better Balance $12,000
Amex Every Day $24,000
Discover It $17,000
NFCU Platinum Visa $25,200
Barclay Arrival WMC $10,000
Cap One QuickSilver WMC $6,200
WF Cash back Visa Sig $11,000
Citi Thank You Premier $11,600

paparoach429
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Postby paparoach429 » Sun Dec 21, 2014 1:10 am

22 years old, highest limits are 13k with Sapphire Preferred, $8.5k Citi Forward and $6.3k Chase Freedom.

Darrvao777
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Postby Darrvao777 » Sun Dec 21, 2014 2:40 pm

kcm7 wrote:I know that nothing is guaranteed, so this is more of a curiosity thing than an advice thing ... but what was the first card to give you a credit limit over $10k? And what was your credit picture like at the time?

The highest limit I've been given is $6,500, and I'm excited for the day that a bank trusts me with more than a $10k limit.


Amex Platinum, NPSL :)

Was only able to get that because of a massive increase in salary thanks to a promotion

Since then, Marriott has offered to up my credit limit to 15k but I've since closed the card.
Amex SPG gave me a credit limit > 10K on initial application
And Chase gave me a United card with a credit limit > 20k on initial application
- Amex Platinum
- Chase Sapphire Reserve
- Visa Fidelity

ingramjuan
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Postby ingramjuan » Sun Dec 21, 2014 11:55 pm

I am knocking at the door of the $10k club.
CARDS:
Capital One Platinum (2001) |Capital One QuickSilver World (2002) | Amex Gold Delta (2013) | Best Buy Visa (2013) |Discover It (2015) | Amex Platinum (2015)

Gardening Since: June, 2015

Next Cards:
Personal: Chase Freedom Unlimited
Business: Amex Plum
Store Card: Lowes

432521
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Postby 432521 » Mon Dec 22, 2014 7:51 am

Discover got me over the threshold first and my BCE just got upped to 20 a couple of weeks ago.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

CardySark
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Postby CardySark » Tue Dec 23, 2014 4:40 am

Amex BCE started me at $4,000 back in August '14. 61 days later I got my 3x CLI to $12,000. Hoping to get it up to 15-20k in 6 months.

Discover it started me at like $800 (1 year ago) and it auto CLI to 1,300 within approx. 6 months. I just requested a CLI and I got $2,900 which seems generous. According to my dad, his Discover was sub $5,000 for years even with $50,000- 70,000 limits on his other cards (this was pre recession, late 90's early 2000's)

I never thought I'd have over 10k limit on one card especially so early.



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