otter wrote:I was actually in the same boat at my last address... I rented a room and so had no utilities in my name although I did have a lease I could show them; so I've been through this before ( with Citi not Chase). I tried to find some solution which would be acceptable to them, but they wanted nothing but utility bills. I offered any one of several bank and brokerage statements, they said no. I even offered to have someone with my company send them a letter on company stationary verifying my address since they had sent and received back correspondence sent to my home address- no dice even though I work for a very large company (whose CEO owns an NFL franchise). It probably already is a hard pull(I tried to dispute mine with no luck) because they've already checked your file and didn't like that you haven't lived there long enough for them. I looked at it as a life lesson- unless your name is on the lease and you have utilities in your name, you're better off waiting at least six months after moving before applying for banks which are known to ask for proof. Citi is big on address verification as is Chase I suppose.
That really sucks. Wish I thought about this before I went ahead and just applied for it. Thing is, I've been at my current address for nearly a year now actually. Will be moving again soon, but that's another story...
whit wrote:I probably should have clarified as lease is a document you can get a template off of the internet and have the landlord sign..so it's not difficult to get for someone who bounces around on a less frequent basis than the one I had in mind when I replied
so if you can get a lease..signed..I know a daughter who was basically living rent free in a place (her mom owned) on Beverly Hills and got her mom to make a lease with her so she can prove her address
I might have to ask the person I'm staying with if I can put my name on the lease maybe. The landlord is not really a very friendly person from what I know haha. But this may be an option I guess.
thom02099 wrote:It's legal, and it's valid. People do it all the time, particularly with the two states in question. In my job I see it all the time and it's nothing unusual. If the state allows it, it's valid. Some states don't. I did the same thing in moving from NJ to CO back in the day.
What about a vehicle registration and/or auto insurance? Those could also be acceptable forms of address verification. As was stated previously, call them and ask them for a list of ALL their acceptable address verification documents.
That's really good to hear actually. If this is legal and valid, in that case won't the bank accept a driver's licence as proof of address? I feel like that's quite a standard thing to use in this scenario. I will call them though and make sure. I'll make sure to get a complete list this time as well.
I don't own a vehicle though, so no documentation there.
Thanks for all the responses and help so far everyone! Much appreciated!