randeman wrote:Practically every bank and credit union in the USA has online bill pay that someone can set up to automatically pay any bill on any date in perpetuity. Even if you PIF or pay more than the minimum due every month, a person can at least set their account up to pay the minimum payment to keep late payments from happening. I am sorry you were late, but it's hard for me to sympathize since bill pay service availability is widespread.
I was like you and still sort of am, enough sob stories not just pertaining to this but other nature similar makes you realize that all it takes is that one moment of fk up
i would think there's no excuse if, once you receive a card because you're approved they'll attach a form with option to do that minimum or in full pay option, just attach a check voided, sign permission & select option wanted
lots of people for whatever reason wants full control, not even minimum paid
and a good number of them also distrust online banking
and no they're not all senior citizens
it doesn't hurt to ask OP but I wouldn't hold my breathe, esp with bofa..the stories I can tell u..plus even if it was another bank generally if it's user error, they won't remove it on the reports