- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
It's also not totally clear to me that a secured card is actually what's best for you. You have the liquid funds to pay for things but would need to finance them? I'm puzzled, but my advice regarding secured cards is:
If you don't have a bankruptcy or massive defaults reporting, don't mind paying fees, and you want to maximize your AAoA, get the BofA secured card since it will eventually unsecure.
If you want to keep fees to a minimum, and don't mind that your AAoA won't grow as quickly after you close the secured card, go with SDFCU.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech