Pending approval--should I try and find recon numbers

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popamode72
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Postby popamode72 » Sun Nov 30, 2014 1:44 pm

p51 wrote:What a difference a couple of days make right. I should have asked but I was so euphoric I totally forgot. I actually had her repeat it just to make sure lol. Probably said thank you 10x. Now let's see what Bank of America has to say. Looking for a recon # to call them as well.


It should be on the link I gave you. I think the very last BoA number might work if you call tomorrow.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)


p51
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Postby p51 » Sun Nov 30, 2014 7:47 pm

popamode72 wrote:It should be on the link I gave you. I think the very last BoA number might work if you call tomorrow.


Thanks. I'll be calling tomorrow morning. I'll let you know what happens.
Capital One secured opened May 2012 -- $1401 ($1200 of my own money to increase limit) I will be closing this as soon as I qualify for an AMEX Simply Cash business card (hopefully this summer).
Amex PRG opened Nov 2014 -- No preset spending limit
Chase Freedom Nov 2014 -- $4000
Bank of America Cash Rewards Nov 2014 -- $2500

p51
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Postby p51 » Mon Dec 01, 2014 8:40 am

p51 wrote:Thanks. I'll be calling tomorrow morning. I'll let you know what happens.


Called and was told that I'll be getting a call back from someone in the next couple days (don't know if that's good or bad).
Seems that no one can find my application. Their reps (who sound outsourced) are not helpful at all. They tried telling me that any application takes a few days to a few weeks to show up in the system, which makes no sense to me at all.
I logged into my B of A banking account and applied from there. You'd think that they be able to find it from there.
Capital One secured opened May 2012 -- $1401 ($1200 of my own money to increase limit) I will be closing this as soon as I qualify for an AMEX Simply Cash business card (hopefully this summer).
Amex PRG opened Nov 2014 -- No preset spending limit
Chase Freedom Nov 2014 -- $4000
Bank of America Cash Rewards Nov 2014 -- $2500

popamode72
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Postby popamode72 » Mon Dec 01, 2014 9:01 am

p51 wrote:Called and was told that I'll be getting a call back from someone in the next couple days (don't know if that's good or bad).
Seems that no one can find my application. Their reps (who sound outsourced) are not helpful at all. They tried telling me that any application takes a few days to a few weeks to show up in the system, which makes no sense to me at all.
I logged into my B of A banking account and applied from there. You'd think that they be able to find it from there.


That's weird. Did you try using this link?

https://www.bankofamerica.com/credit-cards/application-status/app-status-form.go

From my experience, something's always shown up instantly after I applied.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

p51
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Postby p51 » Mon Dec 01, 2014 9:25 am

popamode72 wrote:That's weird. Did you try using this link?

https://www.bankofamerica.com/credit-cards/application-status/app-status-form.go

From my experience, something's always shown up instantly after I applied.


I've been using that since I applied. Thinking maybe something went wrong on my end. May try reapplying tonight. Trying to have one Amex, one Visa, and one Mastercard to start
Capital One secured opened May 2012 -- $1401 ($1200 of my own money to increase limit) I will be closing this as soon as I qualify for an AMEX Simply Cash business card (hopefully this summer).
Amex PRG opened Nov 2014 -- No preset spending limit
Chase Freedom Nov 2014 -- $4000
Bank of America Cash Rewards Nov 2014 -- $2500

p51
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Postby p51 » Mon Dec 01, 2014 9:34 am

p51 wrote:I've been using that since I applied. Thinking maybe something went wrong on my end. May try reapplying tonight. Trying to have one Amex, one Visa, and one Mastercard to start


I've been using that since I applied. Thinking maybe something went wrong on my end. May try reapplying tonight. Trying to have one Amex, one Visa, and one Mastercard to start, or does it matter if i have more than one Visa to start and no Mastercard?
Capital One secured opened May 2012 -- $1401 ($1200 of my own money to increase limit) I will be closing this as soon as I qualify for an AMEX Simply Cash business card (hopefully this summer).
Amex PRG opened Nov 2014 -- No preset spending limit
Chase Freedom Nov 2014 -- $4000
Bank of America Cash Rewards Nov 2014 -- $2500

popamode72
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Postby popamode72 » Mon Dec 01, 2014 9:35 am

p51 wrote:I've been using that since I applied. Thinking maybe something went wrong on my end. May try reapplying tonight. Trying to have one Amex, one Visa, and one Mastercard to start, or does it matter if i have more than one Visa to start and no Mastercard?


I'd try to get another customer service rep to help you out. Also did you check your CR to see if there was any hard pull done at all? Maybe something might have gone wrong there. I dunno where BoA pulls where you live but here, they always pull from EX. I'd check all three just to be on the safe side. You wouldn't wanna have another HP on your reports for nothing.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

p51
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Postby p51 » Mon Dec 01, 2014 10:21 am

popamode72 wrote:I'd try to get another customer service rep to help you out. Also did you check your CR to see if there was any hard pull done at all? Maybe something might have gone wrong there. I dunno where BoA pulls where you live but here, they always pull from EX. I'd check all three just to be on the safe side. You wouldn't wanna have another HP on your reports for nothing.


I've talked to several different reps this morning. I haven't checked my CR yet. I will do that later today.
Thanks
Capital One secured opened May 2012 -- $1401 ($1200 of my own money to increase limit) I will be closing this as soon as I qualify for an AMEX Simply Cash business card (hopefully this summer).
Amex PRG opened Nov 2014 -- No preset spending limit
Chase Freedom Nov 2014 -- $4000
Bank of America Cash Rewards Nov 2014 -- $2500

popamode72
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Posts: 1099
Joined: Sun May 04, 2014 4:41 pm
Location: Atlanta, GA

Postby popamode72 » Mon Dec 01, 2014 11:19 am

p51 wrote:I've talked to several different reps this morning. I haven't checked my CR yet. I will do that later today.
Thanks


No problem. If you don't see a HP from BoA on any of them, you probably should resubmit the application in that case assuming your credit reports aren't frozen.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

p51
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Postby p51 » Mon Dec 01, 2014 8:33 pm

Just looked at the Bank of America application status center..APPROVED!!!! Last week a Capital One secured card was my only one. This week approved for Amex PRG, Chase Freedom, & BankAmericard Cash Rewards. Still can't believe it!!! Does it matter that I don't have a MasterCard..yet or are the card perks the more important thing. Done applying for cards for at LEAST the next 6 months. How long should I wait to cancel the Cap One?
Capital One secured opened May 2012 -- $1401 ($1200 of my own money to increase limit) I will be closing this as soon as I qualify for an AMEX Simply Cash business card (hopefully this summer).
Amex PRG opened Nov 2014 -- No preset spending limit
Chase Freedom Nov 2014 -- $4000
Bank of America Cash Rewards Nov 2014 -- $2500



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