CarefulBuilder14 wrote:Did they change it just in the last two weeks or so? I fell like 45 points on CK, and it seemed excessive for one new account / inquiry / 30% utilization on one card.
Yes, like just one or two weeks ago they updated their site, including the themes (btw, I have to zoom in pretty much to view the text clearly in my Firefox). Also they adopted
VantageScore 3.0, which has the same score range as FICO 08 and same range as TU's New Account model. You can still see your past archived reports, but now they are given VS 3.0 score, so you will see a different score than what you had seen in the past for a same archived report.
The change in model somehow bumped my score up, even higher than my FICO by 15 points.
flan wrote:creditkarma as showing the TU new account score and vantage 2.0 (at least, based on the range.) for me. No change. I'd like to see them provide the 3.0 score, since that model is the one that anyone who use vantagescore are using. (It's used by auto lenders, apparently, so don't snicker. )
So looks like this change is only applied to "selected" users. Mine can no longer show TU New account and VS 2.0.