Dispute Made My Equifax FICO drop

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popamode72
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Dispute Made My Equifax FICO drop

Postby popamode72 » Fri Nov 28, 2014 7:29 am

When I was having that issue with Chase and Citi mixing up my information with my dads and reporting me as an authorized user, before I had called both of them about it, I tried to dispute this with Experian on their website and after all of that was able to get this issue resolved and all but I was left with this message on my report saying that "Consumer disputes this account information" and my score dropped 15 points, not really sure if that was the reason alone or what. What's the best way to get this message off my report?
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djrez4
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Postby djrez4 » Fri Nov 28, 2014 10:51 am

Did the disputed account add to your AAoA? If so, it was no longer factored in while it was in disputed and your AAoA may have dropped significantly, dinging your score.

To paraphrase Jack Handy, let the score go, 'cause man, it's gone.
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popamode72
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Location: Atlanta, GA

Postby popamode72 » Fri Nov 28, 2014 10:54 am

djrez4 wrote:Did the disputed account add to your AAoA? If so, it was no longer factored in while it was in disputed and your AAoA may have dropped significantly, dinging your score.

To paraphrase Jack Handy, let the score go, 'cause man, it's gone.


The Citi card is my oldest account and they clearly fixed the information and everything. I'm pretty annoyed by this. That was the only bureau that had a score drop like that. I may have to call Equifax and speak directly to them about what happened.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)



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