Battery111 wrote:I've used it at Sam's, as you mention. In fact they require it if you have a card equipped for it. I once was having an issue with the EMV and tried just swiping and the terminal wouldn't accept it. Cashier said if card has chip have to use chip.
Tried using my CSP at Walmart once with emv and it gave me an error. Don't recall what the error was but I didn't feel like dealing with it so I just swiped. Haven't tried it again since.
Walmart and Sam's have quit enforcing the chip ("temporarily" but who knows how long), which is the main security benefit. It's still to your benefit to use the chip, though, because if they get hacked, the data on the chip can't be used to make a copied magnetic stripe card. The errors seem to be resolved, and the chip works quite well now. My understanding is that next year at some point, they'll properly implement EMV (with service code enforcement as required).
As for other merchants, there's a handful - most of whom use First Data equipment and processing (FD130 with built-in chip slot, FD100/200 when paired with FD35 PIN pad, a few other options). First Data gets massive props for being way ahead of everyone else in the US on chip enablement.
Expect to see chip acceptance jump fairly quickly after Christmas. By Dec. 31, Home Depot should be enabled. Walgreens and Target will follow 1Q 2015. After that point, expect places to be flipping the switch regularly.