EMV Chip Acceptance

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Dman316
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EMV Chip Acceptance

Postby Dman316 » Tue Nov 25, 2014 5:33 pm

Does anyone know of any places where the EMV readers are active and working (besides Sam's Club and Walmart)?
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PlyrStar93
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Postby PlyrStar93 » Tue Nov 25, 2014 5:49 pm

I have tried the following merchants and never had one working:
  • Jewel-Osco (the EMV slot has blue glowing, but when I insert the card nothing happens)
  • 7-Eleven (no response after inserting card)
  • Target (their machines are equipped with EMV slots, but blocked)
  • Subway (no response after inserting card)
  • Office Depot (after inserting card, the machine prompts me to swipe)

I did use Walmart's terminal once and had EMV working there. Prior to that, a restaurant in Chinatown had working EMV terminal, according to the credit card slip.
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Battery111
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Postby Battery111 » Tue Nov 25, 2014 6:16 pm

I've used it at Sam's, as you mention. In fact they require it if you have a card equipped for it. I once was having an issue with the EMV and tried just swiping and the terminal wouldn't accept it. Cashier said if card has chip have to use chip.

Tried using my CSP at Walmart once with emv and it gave me an error. Don't recall what the error was but I didn't feel like dealing with it so I just swiped. Haven't tried it again since.
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alexmt
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Postby alexmt » Wed Nov 26, 2014 6:43 am

Battery111 wrote:I've used it at Sam's, as you mention. In fact they require it if you have a card equipped for it. I once was having an issue with the EMV and tried just swiping and the terminal wouldn't accept it. Cashier said if card has chip have to use chip.

Tried using my CSP at Walmart once with emv and it gave me an error. Don't recall what the error was but I didn't feel like dealing with it so I just swiped. Haven't tried it again since.


Walmart and Sam's have quit enforcing the chip ("temporarily" but who knows how long), which is the main security benefit. It's still to your benefit to use the chip, though, because if they get hacked, the data on the chip can't be used to make a copied magnetic stripe card. The errors seem to be resolved, and the chip works quite well now. My understanding is that next year at some point, they'll properly implement EMV (with service code enforcement as required).

As for other merchants, there's a handful - most of whom use First Data equipment and processing (FD130 with built-in chip slot, FD100/200 when paired with FD35 PIN pad, a few other options). First Data gets massive props for being way ahead of everyone else in the US on chip enablement.

Expect to see chip acceptance jump fairly quickly after Christmas. By Dec. 31, Home Depot should be enabled. Walgreens and Target will follow 1Q 2015. After that point, expect places to be flipping the switch regularly.

takeshi
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Postby takeshi » Wed Nov 26, 2014 8:33 am

Cantoni (where my wife works) but that won't be relevant to you in Pittsburgh.

rockyrock
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Postby rockyrock » Sun Nov 30, 2014 9:05 am

The Sam's in my area not only stopped enforcing it they disabled it. I was forced to swipe last time I visited. The cashier told me too many customers were complaining and having problems.

If they think it's too many now wait until 100% of their customers are required to use the chip. They have really adopted a short sighted approach, the more customers they train now the fewer issues they will have in October.
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alexmt
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Postby alexmt » Sun Nov 30, 2014 10:50 am

rockyrock wrote:The Sam's in my area not only stopped enforcing it they disabled it. I was forced to swipe last time I visited. The cashier told me too many customers were complaining and having problems.

If they think it's too many now wait until 100% of their customers are required to use the chip. They have really adopted a short sighted approach, the more customers they train now the fewer issues they will have in October.


I agree 100% the fact Walmart and Sam's have disabled enforcement is absolutely insane and will cause so many more problems than it solves. SK we can hope is that everyone else properly enables EMV and does so soon. Walmart playing games with security like this is not okay. It would have been much better for them not to enable EMV yet than to enable it then take a giant leap back.

Dman316
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Postby Dman316 » Sun Nov 30, 2014 6:18 pm

rockyrock wrote:The Sam's in my area not only stopped enforcing it they disabled it. I was forced to swipe last time I visited. The cashier told me too many customers were complaining and having problems.

If they think it's too many now wait until 100% of their customers are required to use the chip. They have really adopted a short sighted approach, the more customers they train now the fewer issues they will have in October.


The Sam's up here also disabled the EMV. Someone there told me it was malfunctioning.
My Cards

Chase Freedom Visa Signature: $5.2K
Capital One Quicksilver Visa: $7.5K
Discover IT: $5.5K
Huntington Voice World Mastercard: $1.6K

In the garden indefinitely.



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