whit wrote:That's interesting, just a few months ago I was talking with a government employee and we kinda laughed and lamented over how security on systems can get so tight these days, like 10 different passwords, one for each different program you log on and they require you to change it ever x weeks, x months, and of course on different time lines..so you can never get away with using the same password for all unless you reset the others ahead of time and even than that means making the password changes a lot faster and kinda defeats the purpose
I didn't see him with his id but maybe it has a chip in it too
I know the military US does have IDs with gold chip, I didn't realize you can buy with the chips and it's just more than an ID--my ID has a chip too (I'm U.S. citizen but borne elsewhere)
This integration may happen sooner than later but not as soon as you'll like. In other countries, there's a pass that they can travel with and use it to also purchase food and stuff (as a payment system) without a mag stripe or chip or pin
There's also apps that pay and order at the restaurant..like gopago if anyone knows of it before Amazon brought it
We can't use our ID's for payment. I'm just drawing a (possibly erroneous) assumption that the technologies in my ID card and those in credit card chips are similar or compatible. I guess at the end of the day I'm just surprised given the amount of online fraud that the CC industry hasn't implemented much in the way of additional security. Verifying a card is physically in the possession of the shopper seems like it would go a long way towards cutting down on fraud. And given the more widespread issuance of chipped cards and consumer availability of card readers it seems like we would be seeing a push in that direction.
However, I could be minimising the technical hurdles towards implementing such a system out of ignorance. Seems like there ought to be something that could be done, but the CC companies have people much smarter than myself likely paid much more than myself to consider such issues.