- Platinum Member
- Posts: 93
- Joined: Thu Nov 06, 2014 11:53 am
- Location: United States
As a final follow up, I don't need more credit for credit's sake, but I am looking for more sign up bonuses.
So I decided to follow the advice and pay the balance down by 90% before the statement closed, to show a lower utilization. If it were not for these discussions, I would not have known what to do, other than pay the balance by the due date, which I've always done and will continue to do.
I'm shopping for another credit card now, so that I can sock drawer the current one and start mining a new one for any bonuses.
Thanks to everyone who took time out to offer their advice.
AmEx Platinum Charge: NPSL, $450 AF
AmEx Reserve Credit: $30K limit, $450 AF
Chase Slate Visa Credit: $32K limit, No AF
Near Term: Need a good MasterCard for places that won't accept AmEx or Visa
Long Term: Will downsize out of one or both current AmEx cards to reduce AFs