p51 wrote:That's correct. I haven't yet applied for a revolver yet. Thinking either the Chase Freedom or a Bank of America card ( I have checking & savings accounts there). My only hesitation with those two is that CLI's are not auto & require a hard pull.
The upside (with Chase at least, not sure about BoA) is that even if you don't get a gigantic limit, so long as its over $500 you can get another Chase card later and move all but $500 of the limit to that card. So let's say they give you a 2k limit slate. In a year when your scores are significantly higher than they are now you could apply for the freedom, and add that slate limit onto the freedom, closing the slate account. Still, important thing is that you're getting cards that are actually useful to you. No sense wasting inquiries on cards just to have another card.