Chase Freedom now officially comes with EMV chip

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PlyrStar93
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Chase Freedom now officially comes with EMV chip

Postby PlyrStar93 » Mon Nov 17, 2014 4:10 pm

Saw this info at MF, and when I checked Chase's website the image for Freedom has been updated with a Chip version.
https://creditcards.chase.com/credit-cards/chase-freedom.aspx?iCELL=63KC&list=1,2,4
Also they are offering $200 back after spending $500 within 3 months, just like they did this summer.

Also updated is the Chase Slate which now has EMV. Other co-branded cards seem to remain the same (what had chip still has, what didn't have chip still hasn't). I tried to find the regular Chase Sapphire (no annual fee) to see if they come with chip now, but looks like it is no longer offered. Cannot go to CSP page and find the "no annual fee" link now.

I have requested a Chip+Sig version over the phone today. Was put on hold for 3 minutes before being able to get a representative. It did take extra security verification as I couldn't identify which bank I used for the last bill pay, but eventually they would expedite the shipping so I should receive the card within 2 days.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.


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lobbythis
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Postby lobbythis » Mon Nov 17, 2014 5:23 pm

Damnit, I just got this card last month with no EMV and the $100 back offer. Maybe I'll call for the chip, I guess.

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Vattené
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Postby Vattené » Mon Nov 17, 2014 5:48 pm

Ooh, may need to convince the wife to apply again. She got denied earlier this year, but she is also set to have all baddies fall off (I want to say they should all be gone after December). That $200 introductory bonus is quite nice for a non-AF cash back card.
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plus several store accounts of varying usefulness now

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PlyrStar93
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Postby PlyrStar93 » Mon Nov 17, 2014 10:39 pm

lobbythis wrote:Damnit, I just got this card last month with no EMV and the $100 back offer. Maybe I'll call for the chip, I guess.

You could try sending a secured message to ask for offer matching, as it's not been a long time since you get the card. You might be matched for the $200, but they might also reject the request. YMMV

Vattené wrote:Ooh, may need to convince the wife to apply again. She got denied earlier this year, but she is also set to have all baddies fall off (I want to say they should all be gone after December). That $200 introductory bonus is quite nice for a non-AF cash back card.

If she decides to apply soon, then good luck on her. Can't recall how long did the offer last in this summer, but it might be only around June for a short period of time.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.

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lobbythis
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Postby lobbythis » Tue Nov 18, 2014 1:38 am

PlyrStar93 wrote:You could try sending a secured message to ask for offer matching, as it's not been a long time since you get the card. You might be matched for the $200, but they might also reject the request. YMMV


I sent one tonight. I've had some horrible luck lately with three different lenders. Either I miss a better bonus offer, miss the new EMV chip cards being issued or being given misinformation and having to talk to multiple CSRs to get something done I was told could not be done by someone else. Going crazy lately.

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Postby DONx3 » Tue Nov 18, 2014 6:15 am

I got my chip CF back in mid-October but I think word got out around summer. The Slate getting a chip is news to me though. I hope the United Explorer gets a chip soon; I called last month and they said no word yet.
Amex Blue Cash Everyday 07/01
Amex Starwood Preferred Guest 03/16, BD 01
BOA Cash Rewards Visa Sig 06/07
Chase Freedom Visa Sig 12/13
Chase Ink Plus Visa Sig 05/16
Chase Sapphire Preferred Visa Sig 07/13
Discover It 01/14
IHG Rewards Club World MC 12/14
Southwest Rapid Rewards Plus Visa Sig 08/16

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Postby takeshi » Tue Nov 18, 2014 9:24 am

lobbythis wrote:I sent one tonight. I've had some horrible luck lately with three different lenders.

Chase is usually pretty good about extending an offer in my experience and from what I've seen posted on various credit sites.

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PlyrStar93
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Postby PlyrStar93 » Tue Nov 18, 2014 9:31 am

lobbythis wrote:I sent one tonight. I've had some horrible luck lately with three different lenders. Either I miss a better bonus offer, miss the new EMV chip cards being issued or being given misinformation and having to talk to multiple CSRs to get something done I was told could not be done by someone else. Going crazy lately.

Chase sometimes can be painful, from what I have heard, when you get connected to an overseas call center. They might not have timely communication with the corporation (bank), so they just don't know the bank is already issuing EMV Freedom or any other recent changes. Training to the customer service may also be very limited if it is far from the US, as they really don't see what is happening here.

I once talked to Chase asking to reduce my cash advance limit to zero, and the CSR simply told me it was not possible because the limit was tied to 20% of my total credit line. Some old posts on the Internet suggested it should be possible to accomplish my request, but I still have no clue if it can be done now.

Now that it's official, whenever a CSR tells you Freedom is not EMV, just refer him/her to the image shown on the website.

And as takeshi said, they can be generous in giving the bonus offers. Like what you have did, a secured message can work better than calling.

DONx3 wrote:I got my chip CF back in mid-October but I think word got out around summer. The Slate getting a chip is news to me though. I hope the United Explorer gets a chip soon; I called last month and they said no word yet.

Have seen someone posting photo of his/her EMV Freedom in summer, so at that time it should be available upon request (as long as the CSR is helpful enough). One roommate, though, has just applied by the end of October and received his card beginning this November and the card is not EMV equipped.

The United card should have had a chip, as it is intended for travel. Now that BA, Marriott, Hyatt and Ritz-Carlton cards all have chip, it really doesn't make sense how an airline card doesn't. I am pretty sure they are gonna have chip in a few months, if not days; but the fact that non-chip airline card has existed for long can be frustrating since other travel cards are already having chips.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.

popamode72
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Postby popamode72 » Tue Nov 18, 2014 10:00 am

I'm just gonna have to wait until they have this offer up again. I've never been able to get the Freedom and this time was no exception. If it weren't for that 200 dollar sign up offer, I probably wouldn't have bothered or even wanted this card anyway. Ugh.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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PlyrStar93
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Postby PlyrStar93 » Wed Nov 19, 2014 9:04 pm

A comparison between old non-chip version and the chip version.
Image
The EMV version no longer has contactless payment function, which the old non-chip version had.
All card information (card #, expiry date, CVV) remain the same.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.



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