Embossed cards still necessary?

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kir
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Postby kir » Thu Dec 11, 2014 5:38 pm

Brad Bishop wrote:To me, while I'm quite used to having the embossed numbers on my cards my entire life, it does make more sense to just print them on there. By comparison, the embossed way seems old-fashioned to me, the more I think about it. The printed way just seems a lot cleaner.

With regards to pictures/designs on the cards themselves - I don't really care what they look like as long as their functional and it's not something stupid obvious that would draw attention like a hot-pink card. My only real beef is when two cards look nearly the same to where I have to look at the card to see if it's the one I really want to use.


While the unembossed cards look a little cleaner, they feel cheaper. My old Chase United card was embossed with the numbers on the front and felt less cheap than the one I have now.

All of my experiences with unembossed cards feel cheap. It might be because of those of those fake credit cards you would get in the mail, showing you what your card would look like if you applied. Except if you applied, you would get a card with raised numbers
:)


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Postby flan » Thu Dec 11, 2014 7:16 pm

kir wrote:While the unembossed cards look a little cleaner, they feel cheaper. My old Chase United card was embossed with the numbers on the front and felt less cheap than the one I have now.

All of my experiences with unembossed cards feel cheap. It might be because of those of those fake credit cards you would get in the mail, showing you what your card would look like if you applied. Except if you applied, you would get a card with raised numbers
:)


I just got a new chase freedom card (reissue of existing card, w/ new expiration date, and an emv chip). It's the cheeziest, cheapest looking card I've ever had, worse than the previous iterations of the card. It makes my ventra card -- Chicago's bus and train ticket card, which is a contactless debit master card, orienited vertically, with printed numbers, and "valuable cardholder" where the name belongs -- look good. (see https://www.ventrachicago.com/account/login/ for an example.)

kir
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Postby kir » Thu Dec 11, 2014 8:28 pm

flan wrote:I just got a new chase freedom card (reissue of existing card, w/ new expiration date, and an emv chip). It's the cheeziest, cheapest looking card I've ever had, worse than the previous iterations of the card. It makes my ventra card -- Chicago's bus and train ticket card, which is a contactless debit master card, orienited vertically, with printed numbers, and "valuable cardholder" where the name belongs -- look good. (see https://www.ventrachicago.com/account/login/ for an example.)


Haha, I've got a Ventra card as well :)
I was planning on getting a Freedom to use for contactless (so I don't have to use my Ventra)... but why is it so bad? I thought the Freedom looked pretty good, last time I saw it. But I don't know if they changed anything since then.

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PlyrStar93
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Postby PlyrStar93 » Thu Dec 11, 2014 8:37 pm

kir wrote:Haha, I've got a Ventra card as well :)
I was planning on getting a Freedom to use for contactless (so I don't have to use my Ventra)... but why is it so bad? I thought the Freedom looked pretty good, last time I saw it. But I don't know if they changed anything since then.

A comparison between the non-EMV and EMV Freedom:
Image

The big octagon has been removed in the new version, and the word "freedom" gets enlarged and shifted right. This somehow makes the appearance weird with the big chip.

New EMV-equipped Freedom no longer carries the Blink (a.k.a. contactless payment) function.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
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kir
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Postby kir » Thu Dec 11, 2014 8:41 pm

PlyrStar93 wrote:A comparison between the non-EMV and EMV Freedom:
Image

The big octagon has been removed in the new version, and the word "freedom" gets enlarged and shifted right. This somehow makes the appearance weird.

New EMV-equipped Freedom no longer carries the Blink (a.k.a. contactless payment) function.


It does look a bit weird, but the main thing that bugs me is how close the numbers are to the EMV chip.
Also no contactless?? wow :(
I was really looking forward to using contactless. This is super disappointing.

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Postby flan » Thu Dec 11, 2014 9:19 pm

kir wrote:Haha, I've got a Ventra card as well :)
I was planning on getting a Freedom to use for contactless (so I don't have to use my Ventra)... but why is it so bad? I thought the Freedom looked pretty good, last time I saw it. But I don't know if they changed anything since then.


Well, one thing they've changed is that Chase no longer issues contactless cards. No on used them, so they stopped.

it looks sort of like http://i1282.photobucket.com/albums/a531/noobody8/50aba5a2-c36e-477a-b463-98043a1a01b4_zpsb6fe2f00.jpg. The visa logo on mine is silver, and since it's a signature, it says that underneath. It's a lot shinier, and blue gradients are all splotchy.

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PlyrStar93
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Postby PlyrStar93 » Thu Dec 11, 2014 9:33 pm

flan wrote:Well, one thing they've changed is that Chase no longer issues contactless cards. No on used them, so they stopped.

I used the contactless function occasionally on suburban Pacebus, so there was no need to load value onto my Ventra card in advance. You will have to pay the full fare for each tap (i.e. no transfer), unless you can create a Ventra account on the card (I never tried to do that). For CTA bus and rail I just use my Ventra U-Pass and don't need to pay anything, thus not having to load value to the card.

My opinion about the contactless function is mixed with likes and hates. On one side I want a contactless bank card to pay the fares in case my Ventra card has insufficient funds outside semesters, and it comes really handy when I only need one single trip without transfers. One day in summer vacation I entered a bus with insufficient funds on my Ventra, and did not bring any cash or contactless card. I had to load value online (access the website through cell phone) and wait for data to be synchronized so the bus would recognize I have loaded enough value, and it was not before I got off the bus could I successfully scan the card. On the other side I occasionally forget to take out the card I need to use, so that I scan two contactless cards at one time, making the terminal not recognize my form of payment. Once I brought the Ventra U-Pass with a bank card to enter the subway, after a few failed scans I waited and not realizing the problem, tried again, and fare was deducted from my bank card.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
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kir
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Postby kir » Thu Dec 11, 2014 9:45 pm

flan wrote:Well, one thing they've changed is that Chase no longer issues contactless cards. No on used them, so they stopped.

it looks sort of like http://i1282.photobucket.com/albums/a531/noobody8/50aba5a2-c36e-477a-b463-98043a1a01b4_zpsb6fe2f00.jpg. The visa logo on mine is silver, and since it's a signature, it says that underneath. It's a lot shinier, and blue gradients are all splotchy.


That's too bad. Guess I'll be holding on to my Ventra card longer than I thought I would be.
Hopefully Citi doesn't get rid of contactless by the time I convert my Dividend card in 5 months. :ppp

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Postby flan » Thu Dec 11, 2014 9:51 pm

kir wrote:That's too bad. Guess I'll be holding on to my Ventra card longer than I thought I would be.
Hopefully Citi doesn't get rid of contactless by the time I convert my Dividend card in 5 months. :ppp


Also, it's still not possible to make a real account with anything other than a ventra card, so you don't get 25 cent transfers, and you pay $2.25 for a bus (instead of $2 w/ ventra.) That's supposed to change, but don't hold your breath, cubic (the ventra service provider) are spectacularly crap at software. When they do make it possible, it's going to work the same way -- you buy transit value in advance, so zero reason not to just use ventra, unless you hate having the extra card.

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Postby Mitch » Thu Dec 11, 2014 9:53 pm

I'll say this. I myself like the embossed card. That, and I've noticed that the non-embossed cards will slide out of your wallet easier than a embossed card. ;)

Which, might be important to you, if you like to jog. Or, you just have a really crappy leather wallet that you force yourself to carry around, because your mums feelings might be hurt if she didn't see you using it.
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