Embossed cards still necessary?

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djrez4
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Postby djrez4 » Wed Nov 19, 2014 3:38 pm

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Postby Battery111 » Wed Nov 19, 2014 6:54 pm

You know the thing I hate about the imprinted receipts is how they have the whole card number on them. Makes me pay extra attention when I clean out my pockets.
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Postby Battery111 » Fri Nov 21, 2014 7:50 pm

Incidentally I was just at my favorite bar and grill tonight when their computers went down. They immediately broke out the imprinter. Took the bartender a bit of time to figure out how to use it but they were running cards again in no time.
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Postby Cre » Sat Nov 22, 2014 2:15 am

Two merchants I've dealt with in Mexico required embossed cards. I can't speculate as to why. They just said embossed was required. Both merchants were stationed in well established large resort hotels.
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Postby Nixon » Sat Nov 22, 2014 9:20 pm

Cre wrote:Two merchants I've dealt with in Mexico required embossed cards. I can't speculate as to why. They just said embossed was required. Both merchants were stationed in well established large resort hotels.


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Postby Alpha_One » Thu Dec 04, 2014 3:44 pm

golf.ninja wrote:I actually like the new card, looks very slick. And I have to admit, I've caught myself factoring that into card application decisions...then telling myself to cut it out.


I just got my Visa Signature Venture card, it is a very slick looking card, I was like 'Wow'. When I was doing my homework (Jul-Aug '14) on which card to get, I was told I would get the card without a chip and that I would have to call an order a card with a chip starting in November of 2014. I applied for it in November and it came with a chip already, so that made me happy, plus some merchants are taken aback when they don't see the embossed CC numbers on the front, LOL.

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Postby kir » Wed Dec 10, 2014 12:33 pm

I actually like the traditional embossed cards with the numbers on the front.

My Discover card and Chase United card have the numbers on the back and I'm not really a fan of that. It looks cheap. The numbers on my United card are raised a little, but they're not embossed. It's weird.

About the card designs, I'm sort of considering that as well (even though it sounds so stupid). I think the Citi Dividend card looks so much better than the DC card (which I want to convert to)

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Postby rockyrock » Thu Dec 11, 2014 8:53 am

If the mag strip is non-functional on the card and I have to hand key in the numbers it will ask me to get an imprint.

Also just earlier this year, I ordered pizza delivery over the phone and they informed me since I was a new customer the driver would take an imprint of my card. Unfortunately for him, I had used my CSP to pay...it took several minutes to get a very crappy imprint.
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Postby Brad Bishop » Thu Dec 11, 2014 10:04 am

kir wrote:I actually like the traditional embossed cards with the numbers on the front.

My Discover card and Chase United card have the numbers on the back and I'm not really a fan of that. It looks cheap. The numbers on my United card are raised a little, but they're not embossed. It's weird.

About the card designs, I'm sort of considering that as well (even though it sounds so stupid). I think the Citi Dividend card looks so much better than the DC card (which I want to convert to)


To me, while I'm quite used to having the embossed numbers on my cards my entire life, it does make more sense to just print them on there. By comparison, the embossed way seems old-fashioned to me, the more I think about it. The printed way just seems a lot cleaner.

With regards to pictures/designs on the cards themselves - I don't really care what they look like as long as their functional and it's not something stupid obvious that would draw attention like a hot-pink card. My only real beef is when two cards look nearly the same to where I have to look at the card to see if it's the one I really want to use.

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Postby Reclusive46 » Thu Dec 11, 2014 5:07 pm

Interestingly in Europe, your credit or debit card being embossed depends on your credit status. For debit cards, banks won't issue cards with embossed numbers to those with poor credit and no overdraft as they don't want them to be able to spend more than the banks wants to let them, which is possible with an offline or imprinted transactions. Full offline (where it will work if it can't contact the bank) useable are usually still embossed.

I've never seen an unembossed credit card in Europe and the only place I've ever had an imprinter be used is in the US (In the last 5 or 6 years anyway).
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