Just a quick thank you

For just about anything you want to get off your chest about credit cards.
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Everfade
 
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Joined: Mon Nov 10, 2014 12:51 pm
Location: AZ

Just a quick thank you

Postby Everfade » Mon Nov 10, 2014 1:08 pm

I have actually been lurking around on this forum for years. It has turned into my go to place for credit information. Anyhow when I started coming here my credit was not so great, due in part to being young and irresponsible. But back in '06 I decided to change things. Got a Merrick card as thats the only place that would give me a card. But now I have graduated to a Chase Freedom, Amex PRG, Discover it, Chase Slate and just today my Macys store card was upgraded to the Macys Amex. I plan on gardening now as I plan on buying a house sometime at the end of next year. But I just wanted to express my thanks for all the info to make a 500 something score jump to 700+ and able to get most any card I want. :oooo


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kcm7
Centurion Member
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Posts: 346
Joined: Wed Feb 19, 2014 10:05 pm
Location: TX

Postby kcm7 » Mon Nov 10, 2014 5:06 pm

Greetings, fellow lurker.

Also, congrats! That is a nice card portfolio you have, and you earned it!

btw, I made my first post a few months ago after more than a year or lurking, and it becomes addicting being part of the conversation.
Cards:

-Capital One Quicksilver
-Barclaycard Arrival (no AF)
- US Bank (no rewards)
-IHG

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Vattené
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Location: US

Postby Vattené » Mon Nov 10, 2014 5:35 pm

Congratulations on all the progress! Best of luck on the house buying process.

Did Macy's upgrade your card on their own or did you initiate that?
-Vattené
FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
AU:: Discover Miles | BofA BBR | Barclay Commence (SD'd)

popamode72
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Joined: Sun May 04, 2014 4:41 pm
Location: Atlanta, GA

Postby popamode72 » Mon Nov 10, 2014 5:38 pm

Very good job you did there. You've come a long way and thanks for sharing this with us. Good luck with buying that house!
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

Everfade
 
Posts: 2
Joined: Mon Nov 10, 2014 12:51 pm
Location: AZ

Postby Everfade » Mon Nov 10, 2014 5:50 pm

Vattené wrote:Congratulations on all the progress! Best of luck on the house buying process.

Did Macy's upgrade your card on their own or did you initiate that?


Last week when I called to change some information on my account the CSR asked if I was interested in upgrading. I asked if it was going to be hp or sp and she told me it would be a sp. So i said yes sure why not. Logged in this morning and saw I my card pic had changed to amex brand. Checked my reports and found no inquiries so Im guessing it was not a hp but we will see after a few weeks if it remains that way. Something strange is when I called today to see about my new CL with the amex portion it told me 0 available credit so maybe it hasnt finished being set up yet?



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