Xorand wrote:I've seen a few comments here and there on the board that some people that are just starting out or recovering from credit issues looked forward to comments from those with more advanced credit histories. I thought it might be an encouragement to someone to see where you can go in just a few years with proper debt management, so I adjusted my signature accordingly.
I seriously still can't get over the fact that I can click a few buttons on a website and instantly get approved for a good credit card with a high limit (in the most recent case, the CSP with a $14k starting limit). Still difficult to believe that four years ago I was still making minimum payments on my maxed out credit cards and living paycheck to paycheck due to all my debt (all self-inflicted, keeping up with the Joneses type of junk).
That's very incredible there. You went from having all those CapOne cards to having 10K+ limits on several of your cards. It really encourages me a lot to keep going with my credit journey and see what happens from here on out. I don't see myself getting a 15K card anytime soon or being able to have one at all given how thin my credit file is but maybe someday that will be a reality.
I started out with just 1K of credit on my Citi card and I still shocked at how far I've come. If I were to tell myself a year ago that I'd have 30X that amount overall, I wouldn't believe it. It's pretty strange knowing that I have more credit than I know what to do with at this point and I'm still able to get more with my recent CLIs.