CarefulBuilder14 wrote:It's a GECRB/Synchrony card with terrible rewards - even at Wal-Mart I'd go with my Discover.
I do the same even with a Walmart card in wallet. With a Freedom, it, and
BCE as a fallback I know this won't interest you, but the Walmart card gets you at least 5Â¢ off a gallon at Walmart gas stations. Sometimes they offer a bigger discount for a stretch of time - this past summer it was 15Â¢ off a gallon, I imagine to help it compete with the gas quarter for Freedom and it.
Like I said I realize you have better options, but this is why I originally got it. Before I got into Prime Land and was using a debit card for everything (even regular Walmart purchases) this card was used exclusively for gas. It is a good option for people whose credit isn't good enough for a major rewards card. I still use it as a gas card when I can't get better than 1%. Between converting the Discover to chrome and that sweet, sweet third quarter the Walmart card finally got some action.
I was stuck at 748 for a three month stretch from May to July and I have been at 756 the last two consecutive months. Like you I would expect to see some
movement with so many factors going into the calculation that are always changing, even just a couple points up or down.