Huntington Voice

For just about anything you want to get off your chest about credit cards.
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credit-utopia
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Huntington Voice

Postby credit-utopia » Fri Oct 31, 2014 10:54 am

I have searched on here and didn't find much about the Huntington Voice card. Anyone have it? I'm curious what kind of interest rates and credit limits they're giving out.


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PlyrStar93
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Postby PlyrStar93 » Fri Oct 31, 2014 12:38 pm

https://www.huntington.com/pas/creditcard/
Rates and fees: https://www.huntington.com/disclosures/RRCREDITCARDAGREE.pdf

I don't have the card, though I do realize I have searched it in Google before. Don't have information regarding limits.

Their reward structure would somehow look like US Bank Cash+. You can choose one category for 3x and you can change it every quarter.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.

Dman316
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Postby Dman316 » Sat Nov 01, 2014 11:42 am

I do have it. Rewards are nice considering you can change between categories every quarter. Credit lines are meh although.
My Cards

Chase Freedom Visa Signature: $5.2K
Capital One Quicksilver Visa: $7.5K
Discover IT: $5.5K
Huntington Voice World Mastercard: $1.6K

In the garden indefinitely.

credit-utopia
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Postby credit-utopia » Sat Nov 01, 2014 8:01 pm

I applied and got approved. They don't tell you your limit or APR at approval, and it's not showing up on the online banking site yet. Guess I'll have to wait until the card gets here to find out anything.

popamode72
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Postby popamode72 » Sat Nov 01, 2014 8:05 pm

credit-utopia wrote:I applied and got approved. They don't tell you your limit or APR at approval, and it's not showing up on the online banking site yet. Guess I'll have to wait until the card gets here to find out anything.


Which bureau did they pull from and how many inquiries did you have? Also AAoA and length of credit history would be good to know.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

credit-utopia
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Postby credit-utopia » Sat Nov 01, 2014 8:08 pm

popamode72 wrote:Which bureau did they pull from and how many inquiries did you have? Also AAoA and length of credit history would be good to know.


They pulled Equifax and I have 10 inquiries on that CRA. Only 3 are in the last 6 months. The others will drop off in ~6 months.. My AAoA is around 6 years, but I have open and closed accounts dating back 15+ years.

credit-utopia
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Postby credit-utopia » Sat Nov 08, 2014 5:43 pm

Got the card today. Credit limit is low, but so is the APR so I'm happy. Neat looking card too.



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