What is your "Dream" card?

For just about anything you want to get off your chest about credit cards.
55 posts
golf.ninja
Green Member
Green Member
 
Posts: 13
Joined: Wed Nov 12, 2014 3:38 pm
Location: Maryland

Postby golf.ninja » Thu Nov 20, 2014 6:07 pm

Amex Centurion....

But not really for the card. It'd just be nice to have the supposed qualifications.

Realistically speaking - I have mine, it's my corporate card. Use it (wisely), and normally never see the bill. Hard to beat that.


luvbullmarkets
Centurion Member
Centurion Member
 
Posts: 241
Joined: Thu Apr 21, 2011 1:02 am
Location: TPC Stonebrae

Postby luvbullmarkets » Fri Nov 21, 2014 1:47 pm

lobbythis wrote:Palladium.


Second that.
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

ingramjuan
Centurion Member
Centurion Member
 
Posts: 266
Joined: Thu Nov 20, 2014 5:32 pm
Location: EARTH

Postby ingramjuan » Fri Nov 21, 2014 6:40 pm

Really no dream card, but next card would have to be the Amex Platinum due to the amount of travel I have for work. But will need to take full advantage of the benefits for the cost of the card. :money:
CARDS:
Capital One Platinum (2001) |Capital One QuickSilver World (2002) | Amex Gold Delta (2013) | Best Buy Visa (2013) |Discover It (2015) | Amex Platinum (2015)

Gardening Since: June, 2015

Next Cards:
Personal: Chase Freedom Unlimited
Business: Amex Plum
Store Card: Lowes

jeffysdad01
Platinum Member
Platinum Member
 
Posts: 64
Joined: Sat Nov 01, 2014 5:49 pm
Location: Texas

Postby jeffysdad01 » Sat Nov 22, 2014 10:10 pm

Even if I had the income/means for a platinum or centurion card, I still would keep the cards I have. The status cards are a ripoff and the more everyday cards actually have better rewards, unless you're renting private jets and such -- something I wouldn't do because I'm not a pig that doesn't care about the environment.

User avatar
ScoreOnTheRise
Platinum Member
Platinum Member
 
Posts: 50
Joined: Fri Aug 15, 2014 10:10 pm
Location: Colorado

Re:

Postby ScoreOnTheRise » Wed Jul 08, 2015 1:06 am

ScoreOnTheRise wrote:I don't know if I have a "dream" card, but I'm holding out about 8 to 10 months more to keep from straining my AAoA before applying, but but am looking at going for a Chase Sapphire Preferred and/or an Amex Blue Cash Everyday.


Well, it turns out exactly 8 months later, after closing on a mortgage I just applied for and was approved for both the Chase Sapphire Preferred and the Amex Blue Cash Everyday with a 25K and 10K limit respectively.
American Express PRG [NPSL]
Chase Sapphire Preferred [$25K]
American Express BCE [$20K]
Discover it [$18.5K]
Barclaycard Arrival World MC [$6K]
Citi Diamond Preferred MC [$4K]
Citi Home Depot Consumer Credit Card [$3K]
Citi Best Buy Visa [$2K]

User avatar
lobbythis
Centurion Member
Centurion Member
 
Posts: 618
Joined: Sun Sep 07, 2014 8:53 pm
Location: usa

Re: Re:

Postby lobbythis » Wed Jul 08, 2015 1:15 am

ScoreOnTheRise wrote:
ScoreOnTheRise wrote:I don't know if I have a "dream" card, but I'm holding out about 8 to 10 months more to keep from straining my AAoA before applying, but but am looking at going for a Chase Sapphire Preferred and/or an Amex Blue Cash Everyday.


Well, it turns out exactly 8 months later, after closing on a mortgage I just applied for and was approved for both the Chase Sapphire Preferred and the Amex Blue Cash Everyday with a 25K and 10K limit respectively.


With those limits and profile, I think it's time to say goodnight to CapOne my friend.

morgacj2004
Platinum Member
Platinum Member
 
Posts: 50
Joined: Tue Jun 09, 2015 2:21 pm

Re: What is your "Dream" card?

Postby morgacj2004 » Wed Jul 08, 2015 5:12 pm

Any card with No AF. !!!! and great rewards. I have no aspirations to have a Centurion card or other prestige type card as I do not make enough money, travel enough to enjoy the benefits and I sure as heck don't want to pay enormous AF.

User avatar
ScoreOnTheRise
Platinum Member
Platinum Member
 
Posts: 50
Joined: Fri Aug 15, 2014 10:10 pm
Location: Colorado

Re: Re:

Postby ScoreOnTheRise » Wed Jul 08, 2015 7:13 pm

lobbythis wrote:
ScoreOnTheRise wrote:
ScoreOnTheRise wrote:I don't know if I have a "dream" card, but I'm holding out about 8 to 10 months more to keep from straining my AAoA before applying, but but am looking at going for a Chase Sapphire Preferred and/or an Amex Blue Cash Everyday.


Well, it turns out exactly 8 months later, after closing on a mortgage I just applied for and was approved for both the Chase Sapphire Preferred and the Amex Blue Cash Everyday with a 25K and 10K limit respectively.


With those limits and profile, I think it's time to say goodnight to CapOne my friend.


I believe you are right.
American Express PRG [NPSL]
Chase Sapphire Preferred [$25K]
American Express BCE [$20K]
Discover it [$18.5K]
Barclaycard Arrival World MC [$6K]
Citi Diamond Preferred MC [$4K]
Citi Home Depot Consumer Credit Card [$3K]
Citi Best Buy Visa [$2K]

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Re: Re:

Postby MemberSince99 » Wed Jul 08, 2015 7:24 pm

lobbythis wrote:
ScoreOnTheRise wrote:
ScoreOnTheRise wrote:I don't know if I have a "dream" card, but I'm holding out about 8 to 10 months more to keep from straining my AAoA before applying, but but am looking at going for a Chase Sapphire Preferred and/or an Amex Blue Cash Everyday.


Well, it turns out exactly 8 months later, after closing on a mortgage I just applied for and was approved for both the Chase Sapphire Preferred and the Amex Blue Cash Everyday with a 25K and 10K limit respectively.


With those limits and profile, I think it's time to say goodnight to CapOne my friend.


Actually, if you can believe what you read on MF, CapOne seems to be giving a lot of big limits out these days. I'm half tempted to app for one of their Visas and assuming a reasonably high limit and Signature, kick Discover to the curb. It really incensed me reading on FICO that some guy with scores in the 600s and a few low limit cards (3k and less) gets approved for a starting limit of 13k with Discover. I'm getting sick of that "we're conservative" line. They are only selectively conservative, typically against people with good credit. Clearly they really don't want that business, and I'm to the point I'd be happy to oblige them.

Sorry didn't mean to go on that Discover rant, it just really hacks me off how they are. Maybe the aggravation just isn't worth it.
I think I'll give that a shot. Whether I get the card or not, Discover is pretty much hanging by a thread these days, double rewards or no. I'd gladly give them back the double rewards for a limit equal to my highest card. Or even 10k for that matter.

User avatar
lobbythis
Centurion Member
Centurion Member
 
Posts: 618
Joined: Sun Sep 07, 2014 8:53 pm
Location: usa

Re: What is your "Dream" card?

Postby lobbythis » Wed Jul 08, 2015 7:51 pm

I completely agree. I couldn't care less about DIscover, but he is one of those rare people with a decent limit on Discover and his limit on that CapOne card is a joke. I have a Quicksilver and Venture, but his profile justifies dropping it.



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests