lobbythis wrote: ScoreOnTheRise wrote:
ScoreOnTheRise wrote:I don't know if I have a "dream" card, but I'm holding out about 8 to 10 months more to keep from straining my AAoA before applying, but but am looking at going for a Chase Sapphire Preferred and/or an Amex Blue Cash Everyday.
Well, it turns out exactly 8 months later, after closing on a mortgage I just applied for and was approved for both the Chase Sapphire Preferred and the Amex Blue Cash Everyday with a 25K and 10K limit respectively.
With those limits and profile, I think it's time to say goodnight to CapOne my friend.
Actually, if you can believe what you read on MF, CapOne seems to be giving a lot of big limits out these days. I'm half tempted to app for one of their Visas and assuming a reasonably high limit and Signature, kick Discover to the curb. It really incensed me reading on FICO that some guy with scores in the 600s and a few low limit cards (3k and less) gets approved for a starting limit of 13k with Discover. I'm getting sick of that "we're conservative" line. They are only selectively conservative, typically against people with good credit. Clearly they really don't want that business, and I'm to the point I'd be happy to oblige them.
Sorry didn't mean to go on that Discover rant, it just really hacks me off how they are. Maybe the aggravation just isn't worth it.
I think I'll give that a shot. Whether I get the card or not, Discover is pretty much hanging by a thread these days, double rewards or no. I'd gladly give them back the double rewards for a limit equal to my highest card. Or even 10k for that matter.