PlatinumAMEX94 wrote:I'm pretty happy with what I've got....
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash
American Express Costco Business, American Express Platinum Business
Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k
Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+
The original question of this thread can potentially be (mis) interpreted as a veiled "boast post", however, "it ain't bragging if you can back it up!". And back it up you have.
By my count, it appears as if you have approximately 14 open lines of credit on a mixture of preferred cards, some of which have annual fees?
On the bottom half of your list, it appears as if those cards whose limits are identified total to at minimum $79,500.00 in available credit?
And then there is the top half of your card list, separated by a return line... what is the distinction? (Pardon my ignorance... and anyone can answer).
What is the total amount of annual fees that you pay to maintain some of the cards that you have?
Are any of these fees waived, due to your longevity with their cards?
I recently read on the forum that mortgage lenders sometimes frown upon too much available credit via credit cards. Has this been an issue for you? Even if you've paid off your own home, is there any difficulty securing financing for investment or rental property?
Sorry for so many questions, but you presented an interesting portfolio of "dream" cards, the constellation of which, when held by one individual, is a topic in and of itself.