- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
Mitch wrote:So, I called American Express yesterday, asking about my application, and here's the best part. Apparently, I was denied, because they couldn't find my credit report. Do you think, if it can't be found, it can't be dinged?
You need way more credit history to have a chance with Amex, minimum of six months to get something like the Amex Green. I got in with them with around 9 months of credit history and a Fico score in the late 600s. This stuff becomes a lot easier to accomplish once you've generated a Fico and have at least some kind of history to fall back on. Your best bet is either having a secured card or seeing if you can recon on one of your student card apps and telling them about your situation.
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