Black Card

For just about anything you want to get off your chest about credit cards.
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CarefulBuilder14
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Postby CarefulBuilder14 » Mon Nov 03, 2014 10:41 pm

I was reading on myfico about Discover's foray into the 'black card' market. It seems to have started in 2012 and I'm not sure if it's still in existence.

It sounds like a standard More or It account with VIP status - and, of course, a black card. I don't think there was/is an annual fee but you could only get an invite with $40k in annual spending on an existing Discover account.

http://ficoforums.myfico.com/t5/Credit-Cards/black-discover-it/td-p/3591757

http://ficoforums.myfico.com/t5/Credit-Cards/Discover-Upgrade/td-p/1582356
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May


Nixon
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Joined: Mon Nov 03, 2014 11:12 am
Location: Great Southwest

Postby Nixon » Tue Nov 04, 2014 2:23 am

lobbythis wrote:Want to know why this card exists?

If I whip this out, people think it's the Amex Centurion because most people have absolutely no clue of the name Centurion and only know it by its long fabled nickname, the "Black Card".

It's offered to regular people with average credit who are willing to pay $500/yr to have a "Black Card" so their ignorant friends, acquaintances, etc. will think they are cool when they flash it all over their Instagram, Facebook and any other photo-whoring, fake friends network.

[color="Red"]The sad part is, whipping this out in front of most people would make them think I'm actually worth millions.[/color]


Of yen? :p

I always chuckle when I see these BlackCard invite threads :)
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