lobbythis wrote:Want to know why this card exists?
If I whip this out, people think it's the Amex Centurion because most people have absolutely no clue of the name Centurion and only know it by its long fabled nickname, the "Black Card".
It's offered to regular people with average credit who are willing to pay $500/yr to have a "Black Card" so their ignorant friends, acquaintances, etc. will think they are cool when they flash it all over their Instagram, Facebook and any other photo-whoring, fake friends network.
The sad part is, whipping this out in front of most people would make them think I'm actually worth millions.
I actually requested a new MasterCard from my bank with a chip in it and, for whatever reason, they only offered it as a black card. It doesn't say "BLACK CARD" or anything like that, it just happens to be solid black with only the bank's name, credit card numbers, etc. on it. A lady at the tavern I frequent picked upon it right away like I was something special. She asked, "Whoa? New card, Brad?" I said, "Well, it's a new card but the same old account I've had for 10 years." I'm pretty sure she was thinking it was a hard to get "black card".
The card is one of my best cards with no AF and a really low interest rate.
I think the Visa Black Card, as others have stated, is really just more marketing nonsense to make you feel special. Yeah, it may have some perks you may find useful but I wouldn't pay extra for them solely because of the color of the card. The same goes for Platinum, Gold, or any other color. Generally speaking, no one cares about the color in day-to-day life.