- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I got a response like that from Chase when I got a HP CLI on Freedom. At the time, I only had a $2k Discover and a NPSL PRG. I had asked for a $3k line on Freedom and they gave me $2k (up from $600). They said I had too many active accounts or too much available credit and that I already had the maximum amount of credit they could offer me.
I think it just means they want to see a higher income or longer history before they offer more.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech