credit-utopia wrote:I would appreciate any advice. Not sure what info is needed. I plan on closing out most, if not all, of my store cards. I will probably close one every few months so my credit doesn't take a big hit and scare off my current creditors.
So you have around 30-40 cards, total? I was expecting to see 4 or 8 GECRB cards and 1 or 2 others.
Which issuers you have cards with is not the concern here. More likely, your AAoA, inquiries, your number of open accounts, and your available credit could be areas of concern. How many cards have you opened in the last two years?
Do you really need all of them? It seems like a big headache to monitor.
Edit: You may find that using a Discover for special discounts and ShopRunner through Amex for free shipping renders many GECRB store cards of little value.