PlyrStar93 wrote:You can simply
Choosing either one should get the job done, and if one doesn't work then you can use the other as backup method.
- call the customer service number and get to a rep and ask for a product change to the card you want;
- or, send a secured message to request the change
Not all products may be changed to, and it can be YMMV. Someone else here has just changed Diamond Preferred to ThankYou Preferred very recently. Since you already have TY Preferred, you may change DP to Double Cash. It can earn you 2% plain cash back, which sounds like a good deal, so good luck out there.
I hope Amex doesn't flip out...but it wouldn't be the end of the world it they tried an FR or just closed it all together. I don't need lenders that "big brother" me.
Nixon wrote:I'd be more worried about Barclay's freaking out.
credit-utopia wrote:Honestly I wouldn't mind if they did. I originally app'd for it back in early 2013 when I was driving 50,000+ miles/yr for work. The 5% cash back on gas on top of the "profit" on reimbursement from work was nice. Now it's sock drawered most of the time.
credit-utopia wrote:I tried the grocery thing, but I buy my groceries at Walmart, and they never coded the transaction as groceries so I didn't get the points. I actually ran into a few gas stations that didn't code as gas so I didn't get points for those transactions either.
credit-utopia wrote:Does it look better to future lenders when you have more cards from different issuers, or does it even matter?
credit-utopia wrote:I will probably close one every few months so my credit doesn't take a big hit and scare off my current creditors.
credit-utopia wrote:I hope Amex doesn't flip out...