- Centurion Member
- Posts: 464
- Joined: Sat Apr 13, 2013 7:49 pm
- Location: Colorado, USA
There are several ways that folks keep track of cards.
Rotation. Having multiple cards, but rotating their use; placing some in the ol' sock drawer and using periodically, then replacing them in the rotation in a specific order for a specific function.
Assignment. Having a card and using it solely for one purpose, ie, one card for cell phone, one for house utilities, one for gas, one for groceries, one for travel, etc. How one assigns is up to you, and the cards you have.
Mix of the two above.
I'm sure there are other methods that others use. I tend to use the assignment method, having a specific card for a specific purpose. It just works better for me and my spending pattern.
I also tend to log on to my accounts daily and manage them closely. In this day of hacking and ID theft, one cannot be too careful, especially for the accounts that I use less frequently, such as the store cards from Home Depot and Lowes.
Others I'm sure will present their method(s). There's no one "right" way to do it, just depends on what works best for each of us.
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016